Wednesday, October 31, 2007


Somewhere in a science lab some high school kid is learning about electrons and protons and how they hold molecules together. He might learn about history, math, art and lots of other stuff. He might make it right into the deep n-th level calculus and be able to calculate the half life of some esoteric isotope. He won't however learn how to balance a chequebook, he won't learn how to build his credit profile, he won't learn how to not get ripped off when he buys a car and he certainly won't learn how to negotiate his first job terms. Most people have to learn this stuff by screwing up and then correcting. Some people never learn this stuff and live hand to mouth day in day out and wonder why it is that they can't ever make ends meet.

So here's my recommendation for some new high school courses that I wish I took that would have come in very handy:
1) Basic personal cash flow and finance
2) Negotiating fair deals
3) Financial independence
4) The generation gap explained
5) Self confidence and learned optimism

Having said that, being the idiot that I was in high school I doubt that I would have voluntarily taken those courses.

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